As of March 2013, I had no choice but to ask my employer if I could join the health plan offered to employees. My employer added me to our office plan. I did not know what to expect because I had always been covered under my husband’s healthcare plan. My employer checked into the cost and then apologized, saying he could only cover 75% of the coverage, which left me with a $200.00 per month out-of-pocket expense. He explained that his healthcare plan was so much more expensive due to Obamacare. With a yearly total of $2400 having to go towards my healthcare, there is no way that I am able to put any money toward my 401K. I am looking for a second job to offset the loss of income.
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