I retired 4 years ago. My company did not offer me health insurance and I had to go out to purchase it on my own. I found reasonable insurance for around $250 per month. It slowly increased over the last couple of years to $320 per month. I have heard from my insurance company that they will no longer offer the plan that I have. I will need to sign up for a different plan. My current plan has a $500 deductible with $4000 out of pocket and 50% co-insurance. The new plan at the same cost will be $5000 deductible and $6350 out of pocket with a 30% co-insurance,also my prescriptions apply to the deductible as well.. To me this is basically catastrophic insurance. I will be paying more out of my own pocket for health care.
My husband and I planned for retirement and had been living comfortably over the last four years. This new legislation will be taking an additional 12% out of our fixed income and this does not include the extra cost for doctor’s visits and prescriptions that I will have to pay.
My husband and I have discussed divorcing (we have been married for 32 years), just to be able to afford health insurance for me.
Can someone tell me how this is affordable health care and where this is fair for all Americans?
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